AGRO CAPITAL STANDARD®, CORN PLATFORM®, and OILSEEDS PLATFORM® are registered trademarks of TF HOLDING S.R.L. (IDNO 1025604010126, Moldova). The ACS platform is operated by TF INTELLIGENCE PLATFORM S.R.L. (IDNO 1026604000661). All brand names, logos, and service marks are the intellectual property of their respective owners. Use of the ACS platform does not constitute an endorsement or guarantee of any financial product.

ACS risk scores, Monte Carlo simulations, yield forecasts, and credit decision summaries are provided for informational and analytical purposes only. They do not constitute financial advice, credit recommendations, or investment solicitations. Past performance and modeled outcomes do not guarantee future results. All credit decisions remain the sole responsibility of the lending institution. Model outputs are subject to data quality, estimation uncertainty, and structural limitations.

Climate data: ERA5 reanalysis (Copernicus Climate Change Service, ECMWF), 2000–2025, 0.25° resolution. Satellite imagery: Sentinel-2 SR Harmonized (Copernicus Programme) via Google Earth Engine. Administrative boundaries: GADM v4.1. Yield models: proprietary ML ensemble trained on FAO/national statistical office data. All data is processed and stored on Google Cloud Platform (BigQuery, europe-west1).

The ACS platform processes data in compliance with applicable data protection regulations. No personally identifiable information (PII) of borrowers is stored or transmitted through the analytics engine. Deal-level data is anonymized and encrypted in transit (TLS 1.3) and at rest (AES-256). For inquiries regarding data handling practices, contact the Data Protection Officer at dpo@agrocapitalstandard.com.